by hrichards | May 15, 2025 | Uncategorized
No matter how long you’ve been in the real estate investment game; none if it matters if you can’t close the deal. Here are some basic tips to get you to the finish line with a paycheck in hand – smoothly. Get The Seller Name Right: Don’t roll your eyes at this one...
by hrichards | May 15, 2025 | Uncategorized
Corporate entities buying and selling real estate is nothing new, but a dissolved entity trying to buy and sell real estate requires some expertise to keep your deal on track. . The following are some important points to bear in mind when it comes to dissolved...
by hrichards | May 15, 2025 | Uncategorized
There are a lot of things to consider when deciding which title company is the best fit for you and your book of business. Interestingly, the part where they issue you a title policy and who the underwriter is under which they are writing it (the actual product you...
by hrichards | Jun 3, 2020 | Uncategorized
Buying a new home is one of life’s most gratifying experiences. Making sure your right to own the property is protected can be just as rewarding. During the process of purchasing your dream home, you’ll hear two words you’ve probably never given much thought – title...
by hrichards | Apr 20, 2020 | Title and Closing
The term “investor friendly” title company is thrown around a lot in the real estate world. Unfortunately, some automatically attach a negative connotation to the term not understanding it’s actually a very specialized knowledge and skill set assigned to title...
by rtrtitle | Dec 9, 2019 | Mortgages:
Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. The example this video shows – you have a house worth $300,000 today and you owe the bank $200,000....
by rtrtitle | Dec 9, 2019 | Title and Closing
Like the video says – real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction. When one agent represents the sellers and another represents the buyers the commission is...
by rtrtitle | Dec 9, 2019 | Mortgages:
The Prime Lending Rate – sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer rates – like ARMs – are set in relation to Prime. In the US, Prime is affected by the...
by rtrtitle | Dec 9, 2019 | Mortgages:
Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling 1% of the total loan amount. Generally, for each point paid on a 30-year...
by rtrtitle | Dec 9, 2019 | Title and Closing
As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges for homeowner’s insurance mortgage insurance (if applicable), and property taxes. Escrow...